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房屋借款利息計算







記者莊友直／台北報導

在前幾天一連串的爆料後，富士終於在今（1/19）日正式推出 X-T20、X100F 等新機，針對 X-T20 雖然定位算是中階，但完整獲得旗艦機型的感光元件、對焦系統等設定，且還納入 4K 錄影機能外，翻轉螢幕還多了觸控機能，可說是好料大放送，規格直逼 X-T2，且單機身售價僅 899.95 美金，約合台幣 28,611 元，可說相當划算。

X-T20 在外型上與前代磚頭狀的設計類似，但核心延續 X-T2 下放而來的 2,430 萬畫素 X-Trans CMOS III APS-C 感光元件，與 325 點混合式對焦系統，當然，在對焦速度與快門時滯上也與 X-T2 相同，僅在防塵防滴、實體 ISO 轉盤與雙記憶卡槽等規格有差異，就照片品質與拍攝性能來看，與 X-T2 幾乎完全相同。

▼X-T20 與前代外型幾乎一樣，但機背的 Fn 自訂鍵也移至機頂右方。（圖／翻攝自官網）

其他規格部分，X-T20 具備 236 萬畫素電子觀景窗，雖然實體按鍵與轉盤較不如 X-T2 來的多樣，但在翻轉螢幕加入觸控規格，不僅可放大檢視照片，也能完成觸控對焦，可說是富士在中階機種上，首次導入相關功能，堪稱是此次最大亮點。

▼機背設計上也與前代相同，但翻轉螢幕多了觸控功能，可說是此次更新的最大亮點。（圖／翻攝自官網）

另外，X-T20 也是富士旗下唯二可錄製 4K 影片的機型，加上延續自 X-T2 的拍攝性能，以及導入觸控螢幕的情況下，即使在操控性能上稍為弱勢一些，但這樣的規格，或許更能吸引喜歡輕鬆拍照的使用者，銷量能否有威脅 X-T2 的表現，相當令人期待。

富士 XT20 重點特色

?搭載 2,430 萬畫素 X-Trans CMOS III AP青年房屋貸款率利計算S-C 感光元件

?X-Processor Pro 處理器

?3 吋 104 萬畫素觸控翻轉螢幕

?236 萬畫素電子式觀景窗，更新率 54fps

?325 點混合式對焦系統

啟動時間 0.5 秒

對焦速度 0.汽車貸款率利最低銀行08 秒

快門時滯 0.01 秒

拍攝間隔 0.2 秒

?連拍速度每秒 8 張，電子快門可達每秒 14 張

?新增 ACROS 底片濾鏡

?最高可錄 4K@30fps 畫質影片

?機身尺寸 118.4 x 82.8 x 41.4mm，重 383g

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2017-01-2003:00

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by sending representatives to Sunday’s meeting to discuss issuesBy Stacy Hsu / Staff reporterVice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.Chen said the draft plan aims to ensure that the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.“Our goal is to make sure that pension funds remain accessible generation after generation and be able to support insured people into their old age,” Chen said.Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and then 3 percent. It is to be 0 percent from the seventh year on.For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are to retain the 18 percent preferential rate.Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is met.Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.“We welcome various opinions at Sunday’s conference. They will be factored into the next stage,” Lin said.Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.Additional reporting by CNA新聞來源：TAIPEI TIMES

（中央社孟買24日綜合外電報導）香港武術專家成龍與眾多印度演員合作，會讓你想到什麼？沒錯，當然是片名為「功夫瑜伽」（Kung Fu Yoga）的動作冒險片。 法新社、英國「每日郵報」（Daily Mail）報導，銀幕傳奇人物成龍本週在孟買宣傳他最新一部、由香港導演唐季禮執導的喜劇片「功夫瑜伽」，主角包括寶萊塢影星蘇德（Sonu Sood）。 「功夫瑜伽」本週末將在中國大陸上映，印度上映日期是2月3日。電影主要情節是兩名教授為了尋找失落的寶藏而展開一場冒險壯遊。 成龍在片中飾演中國考古學家傑克（Jack），他與飾演艾希米塔（Ashmita）教授的印度女星艾米拉達斯特（Amyra Dastur）在這部中印合作的冒險電影中搭配演出。 據電影網站imdb.com，他們的冒險之旅從杜拜、印度，一路到西藏，途中遭遇蘇德飾演的叛軍領袖後人所伏擊，但兩人最後還是設法逃脫。（譯者：中央社周慧盈）1060124
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